top of page
tina-witherspoon-LBF83MEwQyY-unsplash.jpg

Loan Types

Purchase + Refi

Are you a first time buyer? Could you benefit from a refinance? We know finding a mortgage that fits your lifestyle is important. That's why we offer 400+ loan products. So whether you are wanting to expand your horizons or consolidate debt, we've got a loan for that.

iStock-682050628.jpg

01.

CONVENTIONAL LOANS

These loans are not insured by the federal government and they're popular for borrowers with stable income. Can be used for almost all types of homes from single-family to condos. ​Rates are often lower due to the additional credit and income requirements.

Best for the financially stable

02.

FHA LOANS

Needing a lower down payment option? Is your credit score less than perfect? FHA loans are a great, and predictable option for low-to-moderate income homebuyers. With more flexible requirements, this loan option allows a lower down payment.

Best for first-time homebuyers

03.

JUMBO LOANS

This type of loan is for borrowers who want to buy or refinance a home that exceeds standard conventional loan limits ($726,200 in most markets). Some requirements include cash reserves and a debt-to-income ratio up to 50%.

Best for higher priced homes

Veteran and Kid in Home

VA Loans

Your Home.
Our Mission.

We love serving those who serve. That's why we offer many great home buying benefits for qualifying active and retired military personnel and their families. 

Little to no closing costs

No down payment**

Higher loan value

iStock-682050628.jpg

04.

USDA LOANS

For eligible properties located in rural (and many suburban) areas. USDA loans require no down payment and often have lower interest rates.

Best for expanding your horizons

05.

FIXED RATE LOANS

If you don't like change, this loan is right for you. Your principal and interest will never change over the life of your loan (unless you decide to refinance). 

Best for payment predictability

06.

ADJUSTABLE RATE LOANS

Borrowers start with a lower rate that rises over time. Great for those who plan to move within a few years or expect more income in the future.

Best if moving within 5 years

refi.jpg

Do you want to lower your monthly payment or pay off your loan faster? Do you need to cash out the equity in your home to pay off some debt or add necessary updates? Whatever your reason is, there are many benefits to a refinance. Download our guide or use the calculator to see if it might be time to refinance.

Ready to refinance?

benefits

Refinance Anchor

construction loans

Turn blueprints into reality.

Getting a loan to build a home is a little different than buying an existing one. That's why we offer a streamline two-step construction loan process. First, you'll start with a temporary loan. Once construction is complete, we’ll refinance your loan into a traditional mortgage. Watch the video or download our guide to learn more.

You build. We finance. It's that simple.

Download our construction guide below.

bottom of page